All-In-One Loans

Term

Horizontal = Up to 12 months for horizontal portion
Vertical = Up to 12 months for vertical portion

Purpose

Purchase or refinance. Permits, preliminary plat approval and engineered stamped plans required

Property Type

Horizontal = Entitled land with zoning in place
Vertical = Single Family, 2-4 Unit Properties Condo, Townhouses

Total Units

Single unit only

Loan Size

Minimum $2,500,000

LTV

Horizontal = Up to 60% (based on finished lot value)
Vertical = 65% (based on as-repaired value)

LTC

Horizontal = Deal Specific, target 80% LTC
Vertical = Up to 85% (based on cost to build, including development costs)

Borrower Experience

Proven track record with a similar scope project.

Funds and Closing

Cash out allowed if within LTV requirements

Payments

Interest Reserve or Monthly Payments

General Requirements

lending for investment purposes only
Interest calculated on drawn balance
Construction draws based on inspection report
No rural properties
Apartments and Development-only loans not allowed
1st Lien Position at all times

Borrower Requirements

No individuals. Must be an LLC or Corporation
Minimum 660 credit scores
Reserve requirement: Reserve calculation is based upon 5% of the Commited Loan Amount
Personal Guarantee preferred: Limited Guarantee on case-by-case basis

Documentation Requirements

Borrower/Guarantor:
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Signed Loan Application
Most recent two months bank statements:
- Each guarantor
- Borrower (LLC or Corp)
Most recent two years tax returns:
- Each guarantor - Borrower (LLC or Corp)

Borrower/Guarantor:
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Borrower/Guarantor Resume - Highlight projects in last 24 months
Borrower Legal Filing Documents
Operating Agreement & Certificate of Formation (LLC)
Articles of Incorporation & Bylaws (Corporation)

Project:
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Purchase & Sale Agreement w/ all Addendums (if purchase)
Engineered Construction Plans
Preliminary Construction Plans (if Engineered plans unavailable) > Breakdown of Costs Paid into Project

Project:
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Builder Resume - Website or short writeup
Preferred Insurance & Title/Escrow Agent
Builder Material Specifications (Spec Sheet)
Final Plat Approval from Jurisdiction (or Approval Letter)
Final Stamped Engineered Plans for Development work
Contract with Builder for Development Work
Preliminary Construction Plans (if Engineered plans unavailable)
Breakdown of Costs Paid into Project
Purchase & Sale Agreement w/ all Addendums (if purchase)
Engineered Construction Plans

5-star Customer Reviews

"I found Mr. Quinn to be very helpful, knowledgeable, and professional. He was and remains very helpful and we are in constant contact with each other. He has helped me every step of the way...even with additional questions that have came up, even responding to emails outside of normal hours. The training was very thorough and there were many templates and documents to work from and review. This is not a "you don't have to do anything system". The more complex things are done for you, but I continued to research and learn based off of the material that was provided. This is a turnkey system where you can get up a running in a matter of days. I used the Welcome letter that was provided and by the first scheduled training had completed quite a bit on the list in a general sense. I'm very pleased with the partnership and welcome anyone that may want to contact me for additional information...you'll get it straight from me. Just ask Mr. Quinn for my contact if you want to check references. I've researched for almost a decade and monitored VSC that's why I am choosing to write this review to help some soul out that may be reviewing and considering VSC."
Donald - District of Columbia
"When I first read about your business opportunity and the various services you offered, for a small one time fee, I was excited yet skeptical, and I wondered what other costs were involved. But, to my surprise, you were honest as no other costs were involved. The best part was that you actually flew out to my hometown and personally taught me the process for each one of the services. The training was very basic and simple, where a person with no financial background could understand it and be up running within a matter of days instead of weeks or months. Plus, there were no additional books to purchase, just hands on training. Probably, the one item that makes this program so successful is the 20 years of experience you bring with it, as well as the insight of how to market and advertise these services, where to look for leads, and the contact and support you continually provide. (There were no additional costs for these services, nor any other monthly costs). And, for anyone who is tired of working for others and being told what to do, this program will definitely give you all the tools you need in order to succeed and improve your quality of life. I appreciate all of your assistance and only wish I had found your program sooner. Sincerely,"
Gilbert - Texas
"I would like to extend my gratitude to you for coming to New York and working with me first hand in teaching me all about the mortgage sector. In the two days that you were here, I have learned all about how to market myself to become a successful mortgage consultant. The best part is I am not a mortgage broker; I am part of a bank network that fills out mortgage requests. In the few weeks that I have begun working and only by word of mouth, I have sent over six requests to the bank in less than a month and am working on my first closings. Most of the people that I meet need legitimate help and I am happy to work with them thanks to your help. The best part of this process is that I get PAID. The course that you offer is fantastic and very easy to manage plus the support that you offer is top notch. If I can be of any help to you and anyone else around looking for a referral please feel free to give them my phone number. Thank you again for all your help."
Claudio - New York

Investment Purchase for Ground Up construction, Fix & Flip or Permanent Refinance available.

Term

Purpose

Property Type

Total Units

Loan Size

LTV

LTC

Borrower Experience

Funds and Closing

Payments

General Requirements

Borrower Requirements

Documentation Requirements

Borrower/Guarantor: GET STARTED

Borrower/Guarantor: GET FUNDED

Project: GET STARTED

Project: GET FUNDED

Borrower/Guarantor:
GET STARTED

Borrower/Guarantor:
GET FUNDED

Project:
GET STARTED

Project:
GET FUNDED